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Paycheck · United States · 2026

Paycheck Calculator

Estimate take-home pay with 2026 federal, state and supported local tax rules. Choose your state, pay details and deductions to see live results.

Income & pay

Use residence, not work location. Choosing NYC assumes NYC residence: residents have city withholding even when working elsewhere in NY. Ordinary nonresidents do not owe NYC resident tax just by working there. Section 1127, Yonkers, changing residence and interstate allocation are not modeled.

Pay type

Additional compensation & taxes

Employee-paid coverage deductions

Start unchecked. Select only deductions your employer collects from you. Employer-paid premiums do not reduce your net pay. These are annual averages, not a payroll record: actual PFL deductions stop when the annual cap is reached. Entering the same premiums again under other deductions would count them twice.

Select only if your covered employer deducts PFL premiums from your pay and no valid waiver applies. Gross wages are used; the annual cap is averaged across pay periods.
Select only if your employer deducts the standard statutory disability premium. This averages the $0.60 weekly maximum over a full 52-week year; enhanced plans and irregular employment are not modeled.

New York Form IT-2104

Use your NY certificate selections; they can differ from your federal filing status. Zero allowances is the starting estimate, not a recommendation. This uses the published annual withholding schedule; printed per-payroll tables may differ slightly. One identified bonus payment is assumed and its tax is averaged across the year. A percentage retirement election applies to bonus wages; per-period health and flat deductions are assigned to regular pay. Other jobs and the final tax return can require extra withholding. View Form IT-2104

Applies only to NYC residents. Separate from NY State line 1; zero is a starting estimate, not a recommendation.
Applies only to NYC residents.
Enter your calculated NY allowances; do not copy a modern federal W-4 credit amount.
NYC residents only. Required for the 4.25% identified bonus option. If unchecked, NYC uses the aggregate estimate independently of the NY election.
Required for the NY 11.70% identified bonus option. If unchecked, NY uses the aggregate method. NYC's prerequisite is confirmed separately.

Withheld using NYS-50-T-NYS annual withholding schedule / Method III (2026)

Deductions

Pre-tax
401(k) entered as
Post-tax

Estimated take-home pay

$2,731.23

per biweekly pay · $112,000.00 annual gross
27.2%
est. tax rate
NetFederalSS/MedicareState/LocalDeductions
Gross pay
$4,307.69
Federal income tax
−$518.89
Social Security
−$255.30
Medicare
−$59.71
NY State tax
−$191.58
New York City withholding
−$145.60
Pre-tax deductions
−$405.38
Post-tax deductions
−$0.00
Net pay
$2,731.23
Weekly

$1,365.62

Biweekly

$2,731.23

Monthly

$5,917.67

Annual

$71,012.03

Save or print this estimate for personal planning. Created privately in your browser.

Paycheck estimate — not an employer-issued paystub or proof of income.

What-if scenarios

Calculations are estimates for informational purposes and are not tax, legal, or financial advice. Actual withholding and take-home pay may differ.

Explore State Calculators

Open a dedicated state page for state-specific guidance, official sources and methodology.

Showing 46 of 46 states

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Overtime Calculator

Estimate federal weekly overtime pay from an hourly base rate and the hours worked in one workweek, with two equivalent methods shown side by side. Everything is calculated in your browser.

Educational federal estimate only. It does not determine whether overtime is legally owed and does not guarantee that any wage figure is correct.

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2026 W-4 Assistant

Working out how to fill in a new Form W-4? The assistant explains each 2026 step in the order the form uses them, shows the Step 3 arithmetic in full, and says when the official IRS estimator is the better route. Everything stays in your browser.

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