Paycheck · Pennsylvania · 2026
Pennsylvania Paycheck Calculator
Enter your pay, hours and deductions to estimate Pennsylvania net pay per paycheck, plus weekly, biweekly, monthly and annual equivalents. Pennsylvania income tax, the employee unemployment contribution and any local Earned Income Tax you enter are shown as separate lines, never merged into one number. This is a wage-withholding estimate, not a tax-return calculation.
Verified for tax year 2026 · State rules reviewed
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Page content updated
Last updated: September 2026
Pennsylvania paycheck taxes at a glance
Pennsylvania withholds a flat 3.07% of taxable compensation for 2026, plus a 0.07% employee unemployment compensation contribution on gross covered wages with no wage cap. Local Earned Income Tax is optional here because it depends on your municipality and school district — look up your own rate and enter it.
Estimated take-home pay
$2,939.12
per biweekly pay · $112,000.00 annual grossest. tax rate
- Gross pay
- $4,307.69
- Federal income tax
- −$518.89
- Social Security
- −$255.30
- Medicare
- −$59.71
- Pennsylvania income tax
- −$126.41
- PA unemployment compensation (employee)
- −$2.88
- Local Earned Income Tax (EIT)
- −$0.00
- Pre-tax deductions
- −$405.38
- Post-tax deductions
- −$0.00
- Net pay
- $2,939.12
$1,469.56
$2,939.12
$6,368.09
$76,417.03
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Paycheck estimate — not an employer-issued paystub or proof of income.
What-if scenarios
Calculations are estimates for informational purposes and are not tax, legal, or financial advice. Actual withholding and take-home pay may differ.
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How Pennsylvania withholding is calculated
The flat 3.07% state rate
Pennsylvania has no brackets, no allowances and no standard deduction for wage withholding: employers withhold 3.07% of Pennsylvania taxable compensation. Your federal filing status changes federal withholding only — it never changes the Pennsylvania rate. On $1,000 of weekly taxable compensation, Pennsylvania income tax is $30.70.
Employee unemployment contribution (0.07%)
For 2026 the Pennsylvania employee withholding rate for unemployment compensation is 0.07% of gross covered wages, and the employee contribution is not limited by a taxable wage base, so it continues all year. On $1,000 of weekly wages that is $0.70; on $60,000 a year it is $42.00. Employer unemployment contributions are experience-rated and are not shown, because they are not withheld from your pay.
401(k) deferrals stay in the PA base
Pennsylvania does not follow the federal treatment of elective retirement deferrals: a 401(k) contribution generally remains Pennsylvania taxable compensation. So a 5% 401(k) contribution on $1,000 weekly wages lowers your federal withholding and your net pay, but Pennsylvania income tax stays at $30.70 and the unemployment contribution stays at $0.70.
Local Earned Income Tax varies by municipality
Most Pennsylvania municipalities and school districts levy their own Earned Income Tax, and the rate depends on where you live and where you work — there is no single statewide figure. No municipality database is built into this calculator and Philadelphia is not modelled automatically. For ordinary Act 32 EIT, enter the higher of the combined resident rate and the work-location nonresident rate. Philadelphia wage tax follows separate rules and is not calculated here. The entered Act 32 rate is applied to estimated local taxable wages.
Verify your local rate in the DCED lookup
The Pennsylvania Department of Community and Economic Development publishes the official PSD codes and Earned Income Tax rates for every municipality and school district. Look up your home and work addresses there, compare the total resident EIT rate with the work-location nonresident EIT rate, and enter the higher in the Local EIT rate (%) field. Left at 0, local tax is excluded; this does not establish that you owe no local tax.
Local Services Tax is not included
Some Pennsylvania municipalities also charge a Local Services Tax, usually a flat annual dollar amount deducted in instalments rather than a percentage of pay. It is deliberately excluded from every figure here. If your employer withholds it, your real paycheck will be lower than this estimate by that amount.
Reciprocal compensation agreements
Pennsylvania has reciprocal compensation agreements with Indiana, Maryland, New Jersey, Ohio, Virginia and West Virginia. Where an agreement applies and the correct non-residency certificate has been filed with the employer, wages are generally taxed by the state of residence rather than the state where the work is performed. Whether you qualify depends on your own residency and paperwork, so check with your employer or the Department of Revenue rather than assuming it applies.
Why your actual paycheck can differ
Employers round differently, may withhold local tax for a work-location jurisdiction, and deduct benefits, garnishments or after-tax items this estimate does not know about. Mid-year pay changes, multiple jobs and supplemental payments shift withholding too. Withholding is a prepayment: your final liability is settled on Form PA-40.
Official sources
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Back to calculatorPennsylvania paycheck questions
What the Pennsylvania estimate includes, which official schedules it uses, and what it deliberately leaves out.
What is the Pennsylvania withholding rate for 2026?
Pennsylvania personal income tax is withheld at a flat 3.07% of Pennsylvania taxable compensation. There are no brackets or allowances, and filing status affects federal withholding only.
What is the employee unemployment contribution?
For 2026 Pennsylvania withholds 0.07% of gross covered wages from employees for unemployment compensation. There is no employee wage cap, so it applies to all covered wages for the year.
Why do I have to enter my local EIT rate?
Local Earned Income Tax rates are set by individual municipalities and school districts and depend on both your home and work addresses. For ordinary Act 32 EIT, use the official DCED address lookup and enter the higher of the total resident rate and the work-location nonresident rate. Philadelphia wage tax follows separate rules and is not included.
Is the Local Services Tax included?
No. Local Services Tax is a separate flat charge levied by some municipalities and it is not included in any figure here. It may still be deducted from your real paycheck.
Does a 401(k) contribution reduce my Pennsylvania income tax?
Generally no. Elective 401(k) deferrals remain part of Pennsylvania taxable compensation, so they reduce your federal withholding and your net pay but not the Pennsylvania income tax on those wages.
What about reciprocal agreements with nearby states?
Pennsylvania has reciprocal compensation agreements with Indiana, Maryland, New Jersey, Ohio, Virginia and West Virginia. They do not apply automatically: the correct certificate must be on file with your employer, and eligibility depends on your residency.
Is this the same as my tax return?
No. This is a wage-withholding estimate for a paycheck, not a Form PA-40 calculation, and it is an estimate rather than tax, legal, payroll or financial advice.