Business tools · Payroll documents
Direct Deposit Authorization Form
Fill in a direct deposit authorization in a few minutes: add your details, your employer's details and one or two bank accounts, watch the form build as you type, then download a PDF or print it. Nothing to sign up for, nothing to pay, and none of your bank details leave your browser.
- 1. Add detailsEmployee and employer
- 2. Add bank accountsOne or two accounts
- 3. Download or printCreated in this browser
Your form is created in this browser. PaycheckVista does not upload or store the bank details you enter.
Nothing is saved between visits, so refreshing or closing this page clears the form. Download the PDF before you leave.
Employee
The person whose pay is being deposited.
Employer
The company that runs payroll and will receive this form.
Bank account
Bank numbers are masked in the preview and printed in full on the downloaded form.
Second account
Optional. Add a second account if you split your direct deposit; it receives whatever the first account does not.
Only one account is required. With a second account, the first takes the fixed amount or percentage you choose and the second receives the rest of your net pay.
Authorization and signature
Typing your name acts as your signature on this form, the same way you fill in the rest of it yourself.
Please read before you use this template
This is a general template offered for convenience. PaycheckVista is not a law firm and does not provide legal, payroll or tax advice, and nothing here creates a professional relationship. We do not verify any information you enter, and we do not contact your bank or your employer. Many employers require their own direct deposit form, their payroll portal, or a voided check attached to the authorization — confirm what your employer accepts before relying on this document, and check both bank numbers against your bank's own records.
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Direct deposit basics
What a direct deposit authorization form does
It is the written permission your employer's payroll team needs before sending your pay electronically to your bank. It names you, names the employer, lists the account or accounts that should receive the money, and records the date you agreed to it.
What you need before you start
Your bank's name, the nine-digit routing number and your account number, and whether the account is checking or savings. A check shows the routing number at the bottom left; your bank's app or a bank-issued account letter shows both numbers if you do not have checks.
Splitting pay across two accounts
Many employers allow a split deposit. Add a second account, then decide what the first account receives — a fixed dollar amount or a percentage of net pay. The second account receives whatever is left, so the whole paycheck always has a destination.
Routing and account numbers
The form checks that a routing number is nine digits long, which catches most typing mistakes. It does not contact your bank and cannot confirm that an account exists, so read both numbers back against your bank's own records before you hand the form in.
Why the preview hides your numbers
On screen, all but the last four digits of each routing and account number are hidden, so a shared or public screen does not display your bank details. The downloaded and printed form shows the complete numbers, because that is what payroll needs to set up the deposit.
Signatures and effective dates
Typing your name records who authorized the deposit and when. Some employers require a handwritten signature or their own form; if yours does, print this one and sign it by hand, or use theirs. Give payroll enough notice that the change can take effect before the next pay date.
Changing or cancelling direct deposit
A direct deposit authorization normally stays in place until you change or cancel it in writing. If you switch banks, submit a new authorization and keep the old account open until you see a deposit land in the new one.
Keeping a copy
Because this tool stores nothing, the PDF you download is your only copy. Save it somewhere private — it contains full bank numbers — and share it only with your employer's payroll contact.
What this tool does and does not do
- The generator creates a document from information you supply.
- PaycheckVista does not verify any of that information.
- The generated document is not government-issued.
- A routing number is checked for length only; no bank or account is contacted or confirmed.
- You are responsible for the accuracy of the form and for giving it to the right payroll contact.
- This tool is not accounting, tax or legal advice, and it does not give jurisdiction-specific guidance.
Direct deposit form questions
What the form does, what it costs, where your bank details go, and what it deliberately leaves to you and your employer.
Is this direct deposit form generator free?
Yes. Filling in the form, previewing it, printing it and downloading the PDF are free, with no trial, no usage limit and no payment details required.
Do I need an account?
No. There is no signup, no login and no email collection. Open the page, fill in the form and download the PDF.
Does PaycheckVista see my bank details?
No. The form is assembled in your browser and the PDF is produced there too. Your name, your employer's details and your routing and account numbers are never uploaded, and nothing is saved between visits.
Why are my account numbers hidden in the preview?
So a screen someone else can see does not display your full bank details. The preview shows only the last four digits. The downloaded and printed form contains the complete routing and account numbers.
Can I split my paycheck between two accounts?
Yes. Add a second account and choose whether the first receives a fixed dollar amount or a percentage of net pay. The second account receives the remaining amount.
Is the routing number verified?
No. The form checks only that it is nine digits, which is the standard length for a U.S. routing number. PaycheckVista does not contact any bank and cannot confirm that an account exists.
Does typing my name count as a signature?
On this template, the name you type is printed on the signature line as your authorization, the same as every other field you fill in yourself. Some employers require a handwritten signature — print the form and sign it by hand if yours does.
Will my employer accept this form?
Many employers accept a general authorization, but plenty use their own form or an online payroll portal instead. Ask your payroll contact what they require before relying on this one.
Do I need to attach a voided check?
Some employers ask for a voided check or a bank-issued account confirmation alongside the authorization. The form includes a line reminding you to attach one if that applies.
Is this legal advice?
No. This is a general template offered for convenience. PaycheckVista is not a law firm, does not verify anything you enter and does not give legal, payroll or tax advice.